Cookies Policy

Last updated: 23/09/2026

Introduction

This Cookies Policy explains how investixly uses cookies and similar technologies on our website focused on Insurance Programming. As a non-commercial informational resource based in Malaysia, we are committed to transparency under the Personal Data Protection Act 2010 (PDPA) and related guidelines. This page details the types of cookies employed, their purposes, and your options for control. We encourage you to read it alongside our Privacy Policy for a complete understanding of data practices.

What Are Cookies and Similar Technologies?

Cookies are small text files placed on your device when you visit a website. They store information such as preferences, login details, or browsing patterns. Similar technologies include web beacons, pixels, and local storage that can track user interactions without storing files. These tools help websites remember actions and provide tailored experiences, but they may also collect data like IP addresses, browser types, and visit timestamps that could identify users over time.

Why We Use Cookies

Our site uses cookies to ensure reliable operation, improve content relevance for Insurance Programming topics, and analyze visitor engagement on our blog. Without them, certain features like form submissions on the Contacts page might not function properly. We avoid unnecessary tracking since this is an informational platform without customer reviews or commercial transactions.

Categories of Cookies We Use

We categorize cookies into strictly necessary, functional, analytics or performance, advertising or targeting, and social-media types. Strictly necessary cookies enable core functions like navigation. Functional cookies remember user settings. Analytics cookies help measure site performance. Advertising cookies are not used as this site is non-commercial. Social-media cookies may appear if embedded content is present but are minimized here.

First-Party Versus Third-Party Cookies

First-party cookies are set directly by investixly to manage sessions and preferences on our domain. Third-party cookies come from external providers for analytics or other services. We limit third-party use to essential partners and ensure they comply with Malaysian data protection standards.

Session Versus Persistent Cookies

Session cookies expire when you close your browser and are used for temporary tasks like maintaining login states during a visit. Persistent cookies remain on your device for a set period, such as up to 12 months, to remember preferences across visits. Retention periods vary by category and are detailed in provider information below.

Data Handled and Purpose of Each Category

Strictly necessary cookies handle basic navigation data to prevent site errors. Functional cookies store language or display preferences for better usability. Analytics cookies process aggregated statistics on page views and blog interactions to refine Insurance Programming content. No personal identifiers are linked without consent where required.

Consent or Exemption Basis Under Malaysian Law

Under the PDPA, strictly necessary cookies operate under a legitimate interests exemption for essential site functionality. Other categories rely on implied or explicit consent via our site-wide cookie banner. You can withdraw consent at any time through preference settings. We do not use cookies for targeted advertising given the non-commercial nature of the site.

Details of Cookies and Providers

The following lists key cookies in use: necessary cookies from our platform for session management lasting the browser session; analytics cookies from providers like Google Analytics for performance tracking with a duration of 24 months; functional cookies set by investixly to retain form data on the Contacts page for up to 30 days. Full provider details are reviewed regularly to maintain compliance.

How the Consent Manager Works

Our cookie banner allows you to accept, reject, or customize preferences for non-essential categories. Changes take effect immediately and are stored via a persistent cookie for future visits. To update choices later, revisit the banner or clear your browser data. Withdrawal of consent does not affect prior processing but stops future collection in opted-out categories.

Browser-Level Controls and Consequences

Most browsers let you block or delete cookies through settings menus. Disabling necessary cookies may prevent use of the contact form or blog features. Analytics tracking can be limited by opting out in provider tools, though this might reduce content personalization on Insurance Programming topics.

International Transfers

Some analytics providers may transfer data outside Malaysia. We ensure safeguards align with PDPA requirements and refer you to our Privacy Policy for details on cross-border protections and processor agreements.

Policy Changes and Contact Route

We may update this policy to reflect legal or operational changes. The last-updated date indicates the current version. For questions, use the contact form on our Contacts page or reach [email protected], +6014-925 6398, or Level 28, GTower, Jalan Tun Razak, 50450 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia. Feedback helps us maintain accurate disclosures.